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Life Stages - Useful Links

Our priorities and goals can change as we go through life, as can our circumstances.

If you're making a commitment by moving in with a partner you may wish to consider budgets and spending plans. Whereas once you're approaching retirement or in retirement then it could be a good time to check pension arrangements and look at savings and investments.

Use our Life Stages Useful Links for whatever stage you're at in life to guide you in the right direction. Advice is then clearly needed to assist you in meeting your goals and this is where we can help.

Budget Tool

Where does all your money go each month? Use the budget planner to manage your finances.

Debt Test Calculator

Learn how to get your debts under control and see how you can get back on track.

Pension Calculator

Working out your Pension.

Saving and Investing

Planning your saving and investing, popular savings and investments at a glance and how to make the most of what you have.

Money Tips on starting a family

All things money-related - from bump to birth and beyond.

Benefits you're entitled to when having a baby

Working out which benefits you qualify for and how to claim can often be complicated.

Advice on protecting your family or dependents

Life insurance, critical illness, private medical cover and dental insurance - do you need them and how to get the best policy.

Lasting power of attorney

A lasting power of attorney is a legal document that lets you (the 'donor') appoint people (known as 'attorneys') to make decisions on your behalf.

Managing Money

Advice, tips and tools to help you get your finances under control and make your money go further.

Approaching Retirement

As retirement nears there are big decisions to make, such as what kind of annuity to shop around for.

Savings Advice

Taking the confusion out of choosing a savings account.

Equity Release

What is Equity Release and what to consider.

Making a Will

Making sure your wishes will be met after you die.

Inheritance Tax

Inheritance Tax (IHT) may be payable on a person's estate (the value of what they leave behind) after they die.
The Financial Conduct Authority does not regulate Inheritance tax planning

Contact us

Office: Caledonian House,
35 Nasmyth Avenue,
Scottish Enterprise Technology Park,
East Kilbride,
G75 0QR.

Office Hours: 9.00 - 17.00 Mon-Thursday.
9.00 - 16.00 Friday.


 T: 01698 456200

Please read our Privacy Statement before completing any enquiry form or before sending an email to us.

Neither Caledonian Financial Management Limited nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.

If you wish to register a complaint, please write to or telephone The Financial Ombudsman Service (FOS). Their details of the FOS are on their website

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Caledonian Financial Management Limited is authorised and regulated by the Financial Conduct Authority, FCA Register Number 828162.

Caledonian Financial Management Limited
Registered Address:
Caledonian House 35 Nasmyth Avenue, East Kilbride, Glasgow, Scotland, G75 0QR
Registered in Scotland, No. SC287059