We feel strongly that the days of advisers being "general practitioners" have passed, and clients now require a swift proactive approach in response to their individual and corporate needs. In all areas, we provide a specialist in that particular field with the relevant financial qualifications to provide assistance enabling clients to make decisions from an informed position.
For private clients this includes a full Retirement Planning Service, Comprehensive Investment advice, Personal and Family Protection including Inheritance Tax Planning advice.
For Corporate clients, we offer advice on all types of Pension Schemes including Occupational and Money Purchase arrangements. We also offer advice on Employee Benefit Schemes and protection against Corporate Risks with solutions such as loan protection and partnership protection.
The value of investments can fall as well as rise and you might not get back the amount invested.
Tax Planning, Estate Planning, IHT Planning, Trust Planning and Workplace Pensions are not regulated by the FCA.
Our aim is to assist you in achieving your financial and lifestyle goals.
At Caledonian Financial Management Limited we pride ourselves in providing a personal and professional service to our clients.
Services for individuals and their families include:
We will advise on all aspects of retirement planning, both in accumulating a suitable fund pre-retirement and the most suitable tax efficient way of taking your benefits in retirement. We also provide advice on existing arrangements both money purchase and occupational schemes and their continuing suitability in meeting your financial and lifestyle goals.
Caledonian Financial Management Limited offer a full Investment Advice Service.
We will assist you in making sound investment decisions utilising all available tax allowances with ongoing expert support.
It makes sense to protect the things you care about most and that means protecting your family in addition to your assets.
Caledonian Financial Management Limited can help you plan for the unexpected.
This is an important aspect of a clients financial affairs. We will provide advice and solutions which match your needs and protect your estate.
We will ensure that your investments are held in the most appropriate Trust depending on your individual circumstances.
Our focus is ensuring that businesses maintain and grow their financial wealth & protect their assets.
Use of self- investment facilities within Self Invested Personal Pensions (SIPP's) and Small Self-Administered Schemes (SSAS's), which can include the purchase of commercial property and in some instances loans to the principle employer.
Providing cover for essential team members and any other potential risks to your business can help ensure the continued success and stability of your company.
We can assist in creating bespoke employer benefit schemes for your valuable employees. This has proven to help with staff retention and loyalty. This will include Group Pension Schemes, Death-in-Service protection, Group Income Protection and Private Healthcare.
Office: Caledonian House,
35 Nasmyth Avenue,
Scottish Enterprise Technology Park,
Office Hours: 9.00 - 17.00 Mon-Thursday.
9.00 - 16.00 Friday.
T: 01698 456200
Please read our Privacy Statement before completing any enquiry form or before sending an email to us.
Neither Caledonian Financial Management Limited nor its representatives can be held responsible for the accuracy of the contents/information contained within the linked site(s) accessible from this page.
If you wish to register a complaint, please write to or telephone The Financial Ombudsman Service (FOS). Their details of the FOS are on their website financial-ombudsman.org.uk
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Caledonian Financial Management Limited is authorised and regulated by the Financial Conduct Authority, FCA Register Number 828162.
Caledonian Financial Management Limited
Caledonian House 35 Nasmyth Avenue, East Kilbride, Glasgow, Scotland, G75 0QR
Registered in Scotland, No. SC287059